Your Guide to Money and Finance

What Is an FHA Home Loan

An FHA loan is a mortgage provided by private lending institutions but insured by the FHA (Federal Housing Administration). FHA loans are designed to help people with low incomes become homeowners. This type of mortgage is especially... ❯❯❯

2021 Investment Update

By: Arthur Doglionewww.alphafiduciary.com Raise your hand if you predicted 2020 would see a global pandemic, massive unemployment caused by the first ever government mandated economic shut down in history, a highly contested election, and... ❯❯❯

What Is PERSONAL LOAN and How Does It Work

A personal loan is money taken from a bank, credit union or on line lender that you repay in fixed monthly payments, or in instalments, usually over two to seven years. While it is usually best to sink into your savings or contingency fund... ❯❯❯

Is a private lender the solution for your small business financing need in Australia?

Running a successful business requires you to have an idea, a solid business plan, and money. But the majority of small business owners have the idea and the plan, but they do not have enough money to run the kind of business they want.... ❯❯❯

The Top Reasons to Buy an Investment Property

There are many reasons why you should engage in property investment. Just by making the right property choices, you are in for excellent returns, diversification, and tax advantages for a long time. Therefore, if you are thinking about... ❯❯❯

5 Ways To Earn Money From Home

While the pandemic is still ongoing, work-from-home jobs are becoming even more popular. The demand is expected to continue well into the future as more physical stores and businesses are also closing down, leaving people jobless.... ❯❯❯

What is Public Liability Insurance?

Every business is exposed to risks both from within and outside. And while risks within are crucial, those emanating from the public can run down your business if you are not well-covered. Those risks that are due to the public result in... ❯❯❯

What Is The Easiest Loan To Get Approved For?

A lot of things are possible online nowadays, which were not possible before. Everything is just one click away, such as organizing groceries or paying your taxes on the Internet. If you go a few years back then, people cannot even think... ❯❯❯

The Power of Invoice Factoring To Help Your Company Grow

Constant cash flow is very important in ensuring a company’s capacity to pay for running costs and ultimately, business growth. Sometimes it can be difficult to maintain cash flow or find money to finance your business’s... ❯❯❯

Tipping Goes Virtual as COVID19 Impacts US Restaurants

Digital transactions and credit card payments have been around for quite some time now. From ordering our favorite dishes to tipping, everything has become online. However, the trend gained momentum during the current COVID-19 crisis when... ❯❯❯

For Traders, Learning Comes First

As any experienced trader knows, preparation is the key to success. For newcomers to the world of securities trading, that means getting enough preparatory education so you can start off right. Taking the time to read, do research, study... ❯❯❯

Department of Labor and Employment: 13th month pay in 2020

According to the Asian Development Bank (ADB), the Philippines ' economy could lose about $669 million and $1.94 billion. This translates to 87,000 to 252,000 jobs lost across the five sectors. Within this figure, there are businesses that... ❯❯❯

5 Reasons Why You Should Invest In Bitcoin

Digital currencies have recently taken the world by a huge storm. It is a sudden change that is only focusing on the advantages of decentralization. Once you have understood how the technology behind the digital currency is working, you can... ❯❯❯

How Are Hard Money Loans Different From Traditional Loans?

Traditional loans don't always meet the needs of either the lender or the borrower, and this is where hard money loans come handy. Also known as private money loans, hard money loans get estimated by the collateral of the estate in... ❯❯❯

Motor Trade Insurance 101: What It Is For and Who Can Avail It

Do you know if you need motor trade insurance? Do you even know what a motor trade insurance is? Responsible drivers and vehicle owners should be aware of different insurance packages available for them. To clarify everything that there... ❯❯❯

A quick guide to knowing about business Loan

Some businesses need no or fewer business loan from the start. But in contrast, these exist some other which will be requiring huge capital. The revenue for both of the cases might vary and the increased rate will from the taxes. There are... ❯❯❯

How Long Do Late Payments Stay on Your Credit Report

Many people often ignore paying their bills on time, especially when the amount due does not seem like a big deal. But unknown to them, that behavior can cause an impact on your creditworthiness as a whole. What is Considered a Late... ❯❯❯

No-Nonsense Advice About Debt First Time Borrowers Need To Know

Borrowing money is a safety net for anyone who experiences financial shortfall. It can become an instant resolution to unforeseen events and emergencies. However, there are still some borrowers who forget that every time they take out a... ❯❯❯

Is Debt Settlement the One for You?

There are various reasons why people have debts, especially this time of the pandemic, wherein the unemployment rate is growing. However, there are times when the idea for accumulated debts is just terrible spending habits. If your income... ❯❯❯

How Hard Inquiries Affect Credit Score

A hard inquiry is a check on your credit when you apply for some form of credit. They remain on your credit report for about two years. Despite the length of time the inquiry stays on your report, it negatively affects your credit score for... ❯❯❯