Your Guide to Money and Finance

Consolidate Debt With a Personal Loan

There are many ways in which you could incur debt (it is easy, after all!). You may have student loans or car loan debt. You may have various credit cards with ongoing balances. Or, you may also owe family and friends money. With all... ❯❯❯

No Credit, No Problem! Ways to Build Your Credit From Scratch

According to credit repair companies in Dallas, If you don’t have any credit, you’re not alone. Whether you’ve just got out of high school, have been scared to accumulate a bad credit history, or just haven’t had the... ❯❯❯

How Would A Finance Broker Be Of Help?

There is no shortage of money lenders in the market. The sheer number of lenders around you is both a blessing and a curse. It's a boon because you would eventually find a lender, irrespective of what your credit history is like. The... ❯❯❯

Know The Truth Of The Lending Act Before You Take A Loan

The Truth in Lending Act or TILA is a federal law that was formulated way back in 1968 but is still in practice to protect consumers when they deal with different lenders and creditors. In fact, all lenders and creditors must follow this... ❯❯❯

Consider Consolidating Law School Loans to Get On Top of Debts and Boost Your Finances

Law school education is known to be incredibly expensive and law schools have the reputation of charging phenomenally high tuition fees. The skyrocketing tuition fees compel many students to seek certain law school loans. For several... ❯❯❯

The Regulations As Imposed By The Collection And Debt Settlement Services Act

Collection And Debt Settlement Services Act or CDSSA regime usually regulates the role and conduct of the third party collection agencies. It also governs the delivery of debt settlement services. The primary essence of the CDSSA is to... ❯❯❯

The Key Acts And ABA Policy Involving Debt Collection And Litigation Management

You can either consolidate your debts or go for a negotiation with your creditors for debt settlement and even file for bankruptcy when you find that you current debts are beyond your management abilities. However, irrespective of the road... ❯❯❯

Significance Of A Creditor Lawyer According To FDCPA

As you may know taking on a loan is easy now as everything happens online. Approvals and disbursals of pre-approved loans can happen almost instantly. However, there are lots of technicalities and legalities involved in the loaning process... ❯❯❯

5 Ways MLS is Changing the Way Real Estate Online Works

Many modern markets are looking to technology and online-based solutions to help them better serve their clients, and the real estate market is no exception. One of the main transitions in the real estate industry, specifically, has been... ❯❯❯

7 Facts That Make Instagram the Perfect Marketing Tool for Graphic Designers

According to forbes.com, with over 500 million daily active users sharing more than eighty millions posts every day, Instagram is now home to a massive 1 billion monthly active users and counting. The platform has come a long way since its... ❯❯❯

How To Survive A Financial Emergency

You were in a severe car accident and suffered a spinal cord injury. You are now paralyzed and can no longer work. The bills from her injury are starting to pile up. You've already depleted your emergency savings. Without an income, it has... ❯❯❯

5 Of The Easiest Ways To Get Into Real Estate Investing

Knowing what to do with your money can be stressful. For many of us, we are so focused on paying our bills and saving a little we don’t put much thought into retirement and what we will do after we stop working. The easiest and most... ❯❯❯

Credit Counseling: The Advantages and Pitfalls

Credit counseling services receive a lot of mixed reviews. There are many reputable services, but there are also credit-counseling companies with horrible reputations. Credit counseling is now required before filing for bankruptcy. If... ❯❯❯

Rent or Own? In This Economy, Which Housing Option is Best for My Family?

There are both advantages and disadvantages to owning a home when you consider the economy. The best way to determine whether you should rent or buy is to consider the pros and cons of both positions, then see how they relate to your... ❯❯❯

Learn to Plan For Unexpected Expenses

It’s just a matter of time before it happens. The transmission blows on your car right around the time your daughter needs braces and your washing machine decides to call it quits. All of these are unexpected expenses and something... ❯❯❯

It's Time to Keep Your Grocery Spending Under Control

Aside from your mortgage, your biggest monthly expense is likely groceries. And unlike your mortgage, your car payment and most of the rest of your bills you actually have some control over how much you spend at the grocery store. Make A... ❯❯❯

Litigation Funding: What You Need to Know

Pursuing a lawsuit can put a strain on your finances. But litigation funding can provide a feasible financial lifeline to support your case and living expenses. If your personal funds are running out, and your case still hasn’t... ❯❯❯

How to Build A Financial Safe Net

Do you have a financial safety net? It’s something worth thinking about and setting up. What will happen to you and your loved ones if you lose your job for a few months? What if you get into an accident that may prevent you from... ❯❯❯

5 Benefits of Financial Technology

Financial technology (also referred to as FinTech) is the use of innovative technology to deliver a wide range of financial products and services. It is intended to facilitate the multi-channel, convenient and fast payment experience... ❯❯❯

Why You Need To Keep A Household Budget

We work hard to earn a living. We should make sure we spend the money we bring home wisely. That’s where a household budget comes in. It’s a good tool to see at a glance what we have coming in, what’s going out (and what... ❯❯❯