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Know The Truth Of The Lending Act Before You Take A Loan

The Truth in Lending Act or TILA is a federal law that was formulated way back in 1968 but is still in practice to protect consumers when they deal with different lenders and creditors. In fact, all lenders and creditors must follow this Act implemented by the Federal Reserve Board. This Act contains a series of rules and regulations that defines a lot of things such as: The information to be disclosed mandatorily to the consumers... ❯❯❯

Consider Consolidating Law School Loans to Get On Top of Debts and Boost Your Finances

Law school education is known to be incredibly expensive and law schools have the reputation of charging phenomenally high tuition fees. The skyrocketing tuition fees compel many students to seek certain law school loans. For several students pursuing history, political science, or any other liberal arts, it always would seem to be the right choice to join law school after college. Often aspiring law school students would assume that... ❯❯❯

The Regulations As Imposed By The Collection And Debt Settlement Services Act

Collection And Debt Settlement Services Act or CDSSA regime usually regulates the role and conduct of the third party collection agencies. It also governs the delivery of debt settlement services. The primary essence of the CDSSA is to protect the consumers any sort of unfair collection practices typically followed by these agencies. This Act protects the rights of the debtors who engage with debt settlement services. According to the... ❯❯❯

The Key Acts And ABA Policy Involving Debt Collection And Litigation Management

You can either consolidate your debts or go for a negotiation with your creditors for debt settlement and even file for bankruptcy when you find that you current debts are beyond your management abilities. However, irrespective of the road you choose for debt relief, you will need to make sure of the following: You should act according to the set law or face legal consequences Just like you the creditors or the third party debt... ❯❯❯

Significance Of A Creditor Lawyer According To FDCPA

As you may know taking on a loan is easy now as everything happens online. Approvals and disbursals of pre-approved loans can happen almost instantly. However, there are lots of technicalities and legalities involved in the loaning process that you should know right from the very beginning. This will help you to manage your debts more easily and proficiently. An attorney can help you with the law regarding debt management and relief... ❯❯❯

5 Ways MLS is Changing the Way Real Estate Online Works

Many modern markets are looking to technology and online-based solutions to help them better serve their clients, and the real estate market is no exception. One of the main transitions in the real estate industry, specifically, has been the transition of the MLS or Multiple Listing Service to the internet for use and analysis. This has changed the way the real estate works, online and offline, but specifically online. The MLS at this... ❯❯❯

7 Facts That Make Instagram the Perfect Marketing Tool for Graphic Designers

According to forbes.com, with over 500 million daily active users sharing more than eighty millions posts every day, Instagram is now home to a massive 1 billion monthly active users and counting. The platform has come a long way since its origination in 2010, and businesses and emerging brands have taken note of this success. Being a visually appealing platform, it is very obvious that Instagram delivers a unique artistic accent,... ❯❯❯

How To Survive A Financial Emergency

You were in a severe car accident and suffered a spinal cord injury. You are now paralyzed and can no longer work. The bills from her injury are starting to pile up. You've already depleted your emergency savings. Without an income, it has become tough to pay necessary household expenses let alone thousands of dollars in medical bills. So, how do you survive a personal financial crisis such as this example? Examine the Situation The... ❯❯❯

5 Of The Easiest Ways To Get Into Real Estate Investing

Knowing what to do with your money can be stressful. For many of us, we are so focused on paying our bills and saving a little we don’t put much thought into retirement and what we will do after we stop working. The easiest and most understood way to invest for retirement is with stocks, bonds, and mutual funds. But not everyone likes to have their money controlled by the stock market. Some investors don’t trust major... ❯❯❯

Credit Counseling: The Advantages and Pitfalls

Credit counseling services receive a lot of mixed reviews. There are many reputable services, but there are also credit-counseling companies with horrible reputations. Credit counseling is now required before filing for bankruptcy. If you’d like help with your debt, be aware of the advantages and disadvantages of using a credit counseling company. Positive Features of Credit Counseling They tend to have more clout with... ❯❯❯